tag:blogger.com,1999:blog-24847601.post7847740597346115157..comments2024-01-11T04:26:33.475-05:00Comments on Drifting Through The Grift: A Man Without A Party?griftdrifthttp://www.blogger.com/profile/04509712527908530572noreply@blogger.comBlogger17125tag:blogger.com,1999:blog-24847601.post-78467345051117942942007-03-30T02:29:00.000-04:002007-03-30T02:29:00.000-04:00A concept that is taking off here is the microfina...A concept that is taking off here is the microfinance co-op. Initially seeded with private equity funding, they offer lower rates than the payday lenders with the tradeoff of smaller lending limits, no rollovers and installment payment plans. An important factor has been to keep the co-ops local to allow community input to its operation as well as fostering a sense of community reinvestment.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-24847601.post-18487017507076895402007-03-30T01:08:00.000-04:002007-03-30T01:08:00.000-04:00DG, my bad. The map I saw didn't have streets on i...DG, my bad. The map I saw didn't have streets on it and it looked like the district went half way down the Fulton-Dekalb line.<BR/><BR/>I still like the idea of a city of Toco Hills south of I-85.<BR/><BR/>And you need to come to the next podcast. Imagine what fun we could have. ;)griftdrifthttps://www.blogger.com/profile/04509712527908530572noreply@blogger.comtag:blogger.com,1999:blog-24847601.post-32484992093744136562007-03-30T00:58:00.000-04:002007-03-30T00:58:00.000-04:00Good info. on PeachCare. Alan Essig and the Georg...Good info. on PeachCare. Alan Essig and the Georgia Budget and Policy Institute might lean a little left, but they really are moderate most of the time. They do their research and are an impressive bunch.<BR/><BR/><BR/>http://www.gbpi.org/pubs/healthcare/20070320.pdfAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-24847601.post-58805987775569423692007-03-30T00:50:00.000-04:002007-03-30T00:50:00.000-04:00I'm a big fan of microloans.I'm a big fan of microloans.griftdrifthttps://www.blogger.com/profile/04509712527908530572noreply@blogger.comtag:blogger.com,1999:blog-24847601.post-52904325373361259542007-03-30T00:47:00.000-04:002007-03-30T00:47:00.000-04:00Doesn't every dollar spent on PeachCare save five ...Doesn't every dollar spent on PeachCare save five dollars down the line? When working families, especailly single mon households, don't have any healthcare and fill emergency rooms as a last resort, the whole system suffers, especially financially. Just from a pure taxpayer point of view, investment in PeachCare saves tens if not hundreds of millions of tax money. Keeping kids healthy isn't too bad of a side benefit, either. Even dental care is extremely important for a kid's overall health.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-24847601.post-46291781131545570172007-03-29T23:33:00.000-04:002007-03-29T23:33:00.000-04:00Payday lending is bad business and runs against al...Payday lending is bad business and runs against all of the tenets of good lending practices. It is either Fidelity or Bank of North Ga, I don't remember which, that will "lend" you the funds when you overdraw your account for only the overdraft fee. I forget exactly how they work it but it's certainly the beginning of micro finance, which would, oh, I don't know, NOT fuck people. Microfinance is good for customers and good for lenders. Payday lending is only good for the damned nasty sharks that run that business. <BR/><BR/>And no, no one's changing my mind on this. I know what good lending is, and good lending is not payday lending. The word for payday lending is "predatory."Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-24847601.post-36261727452539722182007-03-29T22:16:00.000-04:002007-03-29T22:16:00.000-04:00What would you propose? Something like microfinanc...<I>What would you propose? Something like microfinance?</I><BR/><BR/>Actually, yes.Amber Rheahttps://www.blogger.com/profile/02109708537597646450noreply@blogger.comtag:blogger.com,1999:blog-24847601.post-51621423747482032132007-03-29T20:14:00.000-04:002007-03-29T20:14:00.000-04:00But, also, there should be an option available tha...<I>But, also, there should be an option available that doesn't suck.</I><BR/><BR/>What would you propose? Something like microfinance?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-24847601.post-14962752446585133312007-03-29T19:13:00.000-04:002007-03-29T19:13:00.000-04:00Good post, Grift, except that Jacobs district is n...Good post, Grift, except that Jacobs district is nowhere near Little Five Points. The southernmost point of his district is about Lavista Road and North Druid Hills. Here's a good map:<BR/>http://www.meetmikejacobs.com/more/index.cfm?Fuseaction=District_Map§ion=more_2915decaturguyhttps://www.blogger.com/profile/07739677585981197793noreply@blogger.comtag:blogger.com,1999:blog-24847601.post-60910487178706902352007-03-29T16:58:00.000-04:002007-03-29T16:58:00.000-04:00Now the crappy beer shot is over the line!Now the crappy beer shot is over the line!griftdrifthttps://www.blogger.com/profile/04509712527908530572noreply@blogger.comtag:blogger.com,1999:blog-24847601.post-27755774818542057132007-03-29T16:56:00.000-04:002007-03-29T16:56:00.000-04:00Payday lenders are shit heads that prey on the des...<I>Payday lenders are shit heads that prey on the desperate and the stupid. But Rusty you absolutely crystallized why I am against outlawing them. Law of unitended consequences.</I><BR/><BR/>Agreed. But, also, there should be an option available that <B>doesn't</B> suck. This kind of thing is why I don't buy for a second the whole "the free market will solve everything!!1!1" line.Amber Rheahttps://www.blogger.com/profile/02109708537597646450noreply@blogger.comtag:blogger.com,1999:blog-24847601.post-50381599192530869542007-03-29T16:46:00.000-04:002007-03-29T16:46:00.000-04:00Just have Tony Soprano send his goons after those ...Just have Tony Soprano send his goons after those who:<BR/><BR/>a.) don't pay back money on time<BR/>b.) politicians who cause chaos and confusion by switching parties mid-stream as they claim to be voting their district<BR/>c.) those who drink only crappy beer<BR/><BR/>Oh man, I've gone and done it. And I saw what they did to poor A. Think I'd know what lines not to cross by now. <BR/><BR/>Shit, f*ck, shit...Grayson: Atlanta, GAhttps://www.blogger.com/profile/04063253721956158654noreply@blogger.comtag:blogger.com,1999:blog-24847601.post-5409738284066620262007-03-29T16:22:00.000-04:002007-03-29T16:22:00.000-04:00I don't disagree with you except for one thing...v...I don't disagree with you except for one thing...voting for the opposition party's candidate for speaker is just total crap politics. Maybe I'm thinking too much on a national scale here, but supporting Glenn Richardson didn't get Jacobs anything did it? And abandoning your party on major organizational votes like this just smacks of disloyalty. You can cross party lines on issues all you want and I will defend you (hell, I didn't like how the hardcores went after Joe Lieberman) but if you cross party lines on speaker then you might as well take the D off your name. If Lieberman had caucused with Republicans or voted for an R for Senate Majority Leader then I would say the same thing about him.Sarahttps://www.blogger.com/profile/18339673763054572203noreply@blogger.comtag:blogger.com,1999:blog-24847601.post-80621232087642192922007-03-29T16:03:00.000-04:002007-03-29T16:03:00.000-04:00Okay, I'm disappointed. I'm not pissed at all. ;-...Okay, I'm disappointed. I'm not pissed at all. ;-p<BR/><BR/>If Jacobs has positions that are counter to usual party orthodoxy, but are necessary because they "fit the district", that is fine. Hell, I'm a pretty big supporter of the 2nd amendment. Many Democrats are pro-choice...<BR/><BR/>The party needs a big tent to be successful.<BR/><BR/>But as Amy mentioned the other day, what is the constituency that punishes Jacobs for protecting childrens health insurance? Who are the voters rushing out to the polls to vote him out for keeping payday lenders illegal?<BR/><BR/>A bed rock principle of the party is supporting collective action to protect and lift up the less fortunate. It's a pretty non-negotiable principle.<BR/><BR/>When a Democrat moves against that, with no clear political - ideological reason to do so, he/she is going to piss me the hell off. Jacobs did that with PeachCare.<BR/><BR/>...and I'm gone.Unknownhttps://www.blogger.com/profile/01711406525617249573noreply@blogger.comtag:blogger.com,1999:blog-24847601.post-48446440345718026822007-03-29T15:59:00.000-04:002007-03-29T15:59:00.000-04:00Payday lenders are shit heads that prey on the des...Payday lenders are shit heads that prey on the desperate and the stupid. But Rusty you absolutely crystallized why I am against outlawing them. Law of unitended consequences.griftdrifthttps://www.blogger.com/profile/04509712527908530572noreply@blogger.comtag:blogger.com,1999:blog-24847601.post-84479491076047327152007-03-29T15:51:00.000-04:002007-03-29T15:51:00.000-04:00I can't get worked up about payday lending. Yeah, ...I can't get worked up about payday lending. Yeah, it's usury and it's shitty, but people are going to borrow money somewhere. Outlawing it just drives people further underground to bookies who do much worse than make harassing phone calls if loans aren't paid.rustyhttps://www.blogger.com/profile/01316428099261901327noreply@blogger.comtag:blogger.com,1999:blog-24847601.post-33843168049748392652007-03-29T15:27:00.000-04:002007-03-29T15:27:00.000-04:00Interesting post. Certainly the first person who ...Interesting post. Certainly the first person who has stood up and said, "He's voting his district."Jenhttps://www.blogger.com/profile/05495000058501064688noreply@blogger.com